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Toccoa, Georgia

city · Stephens County

At a glance

9,238
Population
$178,100
Median home value (all homes)
41% below U.S. median
$232,835
Typical market value
Zillow, 2026-07
$711/mo
Median rent
47% below U.S. median
$48,438
Median household income
38% below U.S. median
27.1 min
Average commute
88%
Homes with broadband
69.92%
Locations with fiber available
8.8%
Unemployment

Cost of living (Clay Affordability Index)

CAI 91 — 9% below the national average. how it's computed

Housing24% below
Goods & services3% below
Utilities1% above
Taxes13% below
Insurance5% above
Commute cost0% below
For business: Georgia is CBII band 2/5 · time to build band 1/5. See state page for the breakdown.

Living here

Nearest 4-year college2 mi
Nearest community college12 mi
Nearest technical college34 mi
High school graduates84.3%
College graduates20%

Doing business here

Economic development contacts, most local first:

city Toccoa-Stephens County Chamber of Commerce
Chamber of Commerce for Toccoa Stephens County, Georgia.
county Stephens County Development Authority
The Stephens County Development Authority is a Georgia development authority responsible for recruiting new businesses—including industrial, manufacturing, distribution, corporate and regional headquarters and customer service centers—while providing support and assistance with other types of economic development projects. It aims to encourage employment and sustainable economic growth in Stephens County and works with public and private sector representatives to utilize resources.
state Georgia Economic Developers' Assoc
The Georgia Economic Developers Association (GEDA) is a non-profit association of professionals and volunteers who are involved with the economic development of the cities and counties of Georgia. GEDA serves Georgia's economic development community with networking, professional development and public policy resources.
state Georgia Electric Membership
Georgia EMC is the statewide trade association for Georgia’s 41 electric membership cooperatives (EMCs) and their generation and transmission partners. Its Community & Economic Development Teams offer data-driven insights and confidential site selection tools and services to help communities and businesses locate and succeed in Georgia. Services are provided at no cost to communities and site selectors through the support of Georgia’s Electric Cooperatives.
state MEAG Power
The Municipal Electric Authority of Georgia (MEAG Power) is a nonprofit, statewide generation and transmission organization that provides reliable, competitively-priced wholesale electricity to 49 member communities (Participants), who own and operate their local electric distribution systems.
state Southeast Industrial Development Association
The Southeast Industrial Development Association is a regional economic development association that facilitates site location, financing opportunities, infrastructure development, and marketing and demographic research to assist businesses with locations and expansions.
State sales taxYes
State income taxYes
Right-to-work stateYes

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