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Harvard, Nebraska

city · Clay County

At a glance

1,008
Population
$102,100
Median home value (all homes)
66% below U.S. median
$128,736
Typical market value
Zillow, 2026-07
$708/mo
Median rent
47% below U.S. median
$66,000
Median household income
16% below U.S. median
21.7 min
Average commute
88.6%
Homes with broadband
57.27%
Locations with fiber available
3.1%
Unemployment

Cost of living (Clay Affordability Index)

CAI 81 — 19% below the national average. how it's computed

Housing49% below
Goods & services6% below
Utilities20% above
Taxes30% below
Insurance7% below
Commute cost22% below
For business: Nebraska is CBII band 2/5 · time to build band 1/5. See state page for the breakdown.

Living here

Nearest 4-year college15 mi
Nearest community college24 mi
Nearest technical college74 mi
High school graduates86.1%
College graduates13.1%

Doing business here

Economic development contacts, most local first:

state Nebraska Dept. of Economic Development
Our mission is to provide quality leadership and services that enable Nebraska’s communities, businesses, and people to succeed in a global economy, with programs and resources for starting and growing a business, housing, and economic recovery.
state Union Pacific Railroad Industrial Dev
Union Pacific's Industrial Development team provides guidance and rail project management to help businesses build, expand, or locate rail-served sites on Union Pacific’s expansive network, connecting them to the global economy.
State sales taxYes
State income taxYes
Right-to-work stateYes

Similar towns nearby

Clay Center, NE 7 mi · pop 802 · $141k
Saronville, NE 8 mi · pop 69 · $113k
Trumbull, NE 10 mi · pop 298 · $173k
Stockham, NE 10 mi · pop 19 · $106k
Giltner, NE 11 mi · pop 457 · $185k